Sunday, April 27, 2008

For The Housing UberNerds...

Here are some statistics from the New York Fed on Subprime and Alt-A loans in the country at December 2007. Some of the interesting US numbers (slightly rounded):

116 million total housing units
3.3 million sub-prime loans
300,000 non-owner occupied

3 million of owner occupied
1 million delinquent/foreclosure (of owner occupied)
(*32% delinquent or foreclosed on)


1.9 million variable rate loans
Resetting in: (keep in mind this was from Dec 07)

442,000 reset in 6-12 months
399,000 reset in 1-2 years
119,000 reset in 2 years++

682,000 + 306,000 Already reset + reset in 0-5 months

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